BCNI’s Home Buyer Education Workshop – Complete the HUD approved Homebuyer Education workshops online. There is a $99 fee to take the course online. Once completed, please call 518-372-7616 to pick up your certificate. Visit our site BCNI Home Buyer Workshop.
Homebuyer Dream Program – Eligible first time homebuyers may receive up to $9,500 toward their home purchase. The program is available throughout the Capital Region through participating lenders. Review this link ( HDP 2021) for details and income limits.
SONYMA DPAL Program – In conjunction with a SONYMA loan, receive up to 3% of the purchase price of the home (up to $15,000). In the Capital Region, SONYMA income limits are generous. You may earn up to $97,000 for a 1-2 person household and up to $111,550 for a 3+ person household. Learn more at SONYMA’s website.
SONYMA Neighborhood Revitalization Program – If you plan to purchase a vacant home to own and occupy, SONYMA offers up to $20,000 toward renovations. Eligible homes in the Capital Region to be located in Albany, Rensselaer, Schenectady, Warren or Washington counties. Generous income limits. Visit the SONYMA website for details.