BCNI’s Homebuyer Assistance Program – Down payment assistance grant funding up to $10,000 towards the purchase of your first home within the City of Schenectady. For more information on this opportunity please contact BCNI’s housing counseling team at 518.372.7616.
BCNI’s Home Buyer Education Workshop – Complete the HUD approved Homebuyer Education workshops online. There is a $99 fee to take the course online. Once completed, please call 518-372-7616 to pick up your certificate. Visit our site BCNI Home Buyer Workshop.
Homebuyer Dream Program – Eligible first time homebuyers may receive up to $9,500 toward their home purchase. The program is available throughout the Capital Region through participating lenders. Review this link ( HDP 2021) for details and income limits.
SONYMA DPAL Program – In conjunction with a SONYMA loan, receive up to 3% of the purchase price of the home (up to $15,000). In the Capital Region, SONYMA income limits are generous. You may earn up to $97,000 for a 1-2 person household and up to $111,550 for a 3+ person household. Learn more at SONYMA’s website.
SONYMA Neighborhood Revitalization Program – If you plan to purchase a vacant home to own and occupy, SONYMA offers up to $20,000 toward renovations. Eligible homes in the Capital Region to be located in Albany, Rensselaer, Schenectady, Warren or Washington counties. Generous income limits. Visit the SONYMA website for details.