ASSISTANCE FOR OWNER OCCUPIED PROPERTY

Are you a homeowner in Schenectady or Montgomery County in need of critical repairs or upgrades to your home? We may be able to assist you.

BCNI is a Local Program Administrator (LPA) for the State of New York and The City of Schenectady. As an LPA, we assist local property owners with grant funding to address immediate and necessary home repairs. Funding may be available from one of the many State or Federal programs we administer for:

  • Emergency repairs
  • Accessibility modifications
  • To resolve code violations & health and safety issues
  • Improvement or replacement of outdated systems

Grants are issued on a first-come first-serve basis to income-eligible applicants who occupy the home and meet other program-specific requirements. BCNI will manage the home repair process, working with third-party local contractors selected by the homeowner to complete an agreed upon scope of work. All grants are secured through a lien that is placed on the property; each program has a specific residency requirement that must be met to avoid repayment of the grant in the future.

If you have questions regarding the type of renovations covered by these programs, program eligibility requirements, or if you simply have a general inquiry regarding home repair assistance, please contact us today.

PLEASE NOTE

Funding is limited and provided based on eligibility, availability, and project feasibility. Other restrictions may apply.

Grants are NOT available for or provided to investors, home flippers, or property owners who do not live in the home. Please visit our Small Rental Properties page if you have a multifamily property in need of assistance.