Better Community Neighborhoods, Inc.

Join Us for Our First-Time Homebuyers Education Workshop

Who We Are

Better Community Neighborhoods, Inc. (BCNI) is a 501(c)(3) not-for-profit organization recently created as the result of a merger between two well-established not-for-profits based in the City of Schenectady, Better Neighborhoods Inc. and the Community Land Trust of Schenectady. BCNI has a critical role in Schenectadyโ€™s citywide and comprehensive smart growth plan as the lead organization focused on neighborhood renewal, capital development and related services including housing counseling and financial literacy. BCNI originated in response to expanding opportunities arising from the rapid economic resurgence of the downtown Schenectadyโ€™s central business district. In 2017, community leaders from existing development organizations, government, and philanthropy convened to design strategies to bolster and leverage the existing strengths of neighborhood based development efforts. A merger was carefully planned and executed resulting in the formation of a single stronger, strategically positioned organization serving the entire City of Schenectady, a rejuvenated Board of Directors, and financial commitments from local foundations.

Our Mission

“To build and support resilient neighborhoods where residents of all backgrounds can flourish.”

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Dreaming of owning your first home? BCNI is here to make it a reality with our Down Payment Assistance Grants! ๐ŸŒŸ

๐Ÿ  Key Features:

- Up to $10,000 in down payment assistance.
- Exclusive for first-time homebuyers.
- Available for homes within Schenectady County and Montgomery County.

๐Ÿ”‘ How It Works:

Connect with BCNI: Reach out to our Housing Counseling Team to learn more about eligibility criteria and how to apply for the grant.

Personalized Guidance: Our experienced advisors will guide you through the application process and provide support every step of the way.

Secure Your Dream Home: With down payment assistance from BCNI, you'll be one step closer to securing the keys to your very own home. Let's make your homeownership dreams a reality!
On this special day of love and appreciation, BCNI extends heartfelt wishes to our wonderful community. Whether you're celebrating with a significant other, family, friends, or simply enjoying some self-love, we hope your day is filled with warmth, joy, and cherished moments.

๐Ÿ’™ At BCNI, love is at the core of everything we do. We're dedicated to building resilient neighborhoods where every individual can flourish and thrive. Together, let's continue spreading love, compassion, and positivity in our community.
Did you know that BCNI serves as a Grant Administrator for the State of New York? We're dedicated to helping homeowners like you access grants for emergency repairs, code violations, health and safety issues, and accessibility needs.

๐Ÿ”ง RESTORE Grants: Designed for homeowners aged 60 and older in the City of Schenectady, RESTORE grants provide emergency repair assistance of up to $10,000. From leaking roofs to code violations, we're here to address immediate repair needs and ensure your safety and comfort.

๐Ÿก HOME Grants: HOME grants cover a wide range of repairs on owner-occupied homes. Whether it's roofing, electrical, plumbing, or flooring, we'll work with you to create a scope of work that meets grant requirements. Additional criteria include mandatory informational meetings and household income at or below 80% AMI.

๐Ÿšช ACCESS Grants: ACCESS grants provide solutions to mobility issues within your home. From handicap-accessible bathrooms to chair lifts and ramps, we're committed to ensuring homeowners can navigate their homes with ease. ACCESS grants cater to various needs, including those of veterans and Medicaid recipients.

๐Ÿ”‘ HOME BUYER ASSISTANCE Grants: Our HOME BUYER ASSISTANCE grant aims to help low-income individuals achieve the dream of homeownership. Funding is available for down payments, closing costs, and rehabilitation work on homes purchased within the city limits of Schenectady. Pre-purchase counseling is provided to ensure a successful home buying experience.

Don't let home repairs or homeownership dreams linger. Contact BCNI today to explore how our grants can help you achieve a safer, more comfortable home. Together, we'll find the right solution for your needs and guide you through every step of the process. ๐Ÿ’™๐Ÿ”‘
BCNI TIP: Create a financial goal:

๐ŸŒŸ Dream big, plan wisely! Set a financial goal to give your money a purpose. Whether it's saving for a dream vacation, paying off debt, or building an emergency fund, having a clear goal provides direction and motivation. What's your financial vision? Share it with us!
๐ŸŒŸ๐Ÿก Unlock Your Path to Homeownership with BCNI's Down Payment Assistance Program! Dreaming of owning your first home in Schenectady County or Montgomery County? BCNI is here to make your dreams a reality with our Down Payment Assistance Program!โ €
โ €
Key Features:โ €
- Down payment assistance available for eligible homebuyers.โ €
- Exclusive opportunity for Schenectady County and Montgomery County residents.โ €
- Assistance tailored to make homeownership more accessible and affordable.โ €
โ €
How It Works:โ €
- Connect with BCNI: Reach out to our dedicated Housing Counseling Team to learn more about the Down Payment Assistance Program and how it can support your homeownership journey.โ €
- Personalized Guidance: Our experienced advisors will guide you through the application process, ensuring you have the support you need every step of the way.โ €
- Secure Your Dream Home: With down payment assistance from BCNI, you're one step closer to securing the keys to your very own home. Let's turn your homeownership dreams into reality!โ €
โ €
Contact BCNI today and take the first step towards owning your dream home. Together, we'll make homeownership a reality for you and your family.โ €
โ €
#downpaymentassistance #firsttimehomebuyer #cityofschenectady #montgomerycounty #amsterdamny #fondany #fultonvilleny #fortplainny #canajoharie #nellistonnyโ €
BCNI TIP: Paying bills on time:

โฐ Timeliness is key! Paying your bills on time not only maintains a healthy credit score but also saves you from unnecessary late fees. Set up reminders, automate payments โ€“ whatever it takes to keep your financial journey smooth and stress-free!
"To build and support resilient neighborhoods where residents of all backgrounds can flourish." This mission is not just words; it's our daily commitment. We strive to create spaces where diversity is celebrated, opportunities abound, and every resident has the chance to flourish.

Whether you're seeking homeownership guidance, financial literacy resources, or simply want to be part of a community-focused movement, BCNI welcomes you. Together, let's turn the mission into a reality and build resilient neighborhoods that stand the test of time. ๐Ÿ’™
Dreaming of owning your first home? BCNI is here to turn those dreams into reality with our Homebuyer Assistance Program! โ €
โ €
๐Ÿ”‘ Key Features:โ €
- Up to $10,000 in down payment assistance grant funding.โ €
- Exclusive for first-time homebuyers.โ €
- Tailored support for purchasing your dream home within the City of Schenectady.โ €
โ €
Call our dedicated Housing Counseling Team at 518.372.7616 to learn more about the Homebuyer Assistance Program and how it aligns with your homeownership goals.โ €
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#Schenectadyny #schenectady #cityofschenectady #homesforsale #homebuyerassistance #518 #downpaymentassistance #firsthome #firsttimehomebuyer #housinggrantโ €